Short-term Insurance

Hey Advisors! Let’s be honest, surprise expenses are stressful! When your clients claim for vehicle or equipment damage, that excess […]

Hey Advisors! Ever had a client roll their eyes at the mention of “excesses” when making several claims?  Let’s make

Last week Tuesday I did my morning meditation, listened to a motivational podcast, and then happily jumped into my cold

In 1979 astronomer Carl Sagan popularised the aphorism “Extraordinary claims require extraordinary evidence”. It was reworded Laplace’s principle, which says

An insurance contract or policy is a legal binding agreement between the policyholder and the insurer where both parties are

Exceeded the speed limit? Minus 2 to 4 points. Exceeded the speed limit by 40km/h? Minus 6 points. Drove under

Excesses on short-term insurance policies for businesses could range from a few hundred Rands to tens of thousands of Rands.