1. Website
    1. You use this website at your own risk.
    2. If you access and use this website, you accept and agree to be bound by and comply with the Terms and our Privacy Policy. If you do not agree to the Terms or our Privacy Policy, you are not authorized to access our website or use any of our website’s services.
  2. Terms
    1. Ibiliti Underwriting Managers makes no warranties or representations of any kind (express or implied) with regards to the website or its content.
    2. Ibiliti Underwriting Managers shall not be held responsible for any injury, loss, expense or damage of any kind whatsoever suffered or incurred by you as a result of accessing this website, utilising any service offered on this website or relying on any information contained on this website for any reason whatsoever including but not limited to any injury, loss or damage suffered as a result of:
      1. errors or discrepancies in the information provided;
      2. any unauthorised access or amendment of this website by third parties;
      3. any breakdown or failure of any equipment or medium of access to this website;
    3. Any trademarks, brands and logos used on this website are either the property of Ibiliti Underwriting Managers or Ibiliti Underwriting Managers is licensed to use them. By using this website, it does not transfer any rights to any party to make use of those trademarks, brands or logos in any way, unless prior written permission was given by Ibiliti Underwriting Managers to do so.
    4. You hereby indemnify Ibiliti Underwriting Managers against any demand, claim or action for either direct-, indirect-, punitive- or consequential damages or order against Ibiliti Underwriting Managers relating to or in connection with your use or accessing of this website whether such demand, claim or action was caused directly or indirectly for any reason whatsoever.
    5. Ibiliti Underwriting Managers reserves the right in its absolute discretion to alter, modify, upgrade, update, suspend or withdraw this website or any part thereof at any time.
    6. You are entirely responsible for all content that you access, upload, post, email or otherwise transmit via Ibiliti Underwriting Managers. We are not liable for loss of any content you transmit, and you should keep a backup copy of all such content.
    7. Please see our Privacy Policy to learn about how we collect, use, and share your personal information.

  4. E-mail Notice
    1. This communication is confidential and may be privileged and may not be read, copied, disclosed or used by any person other than the stated addressee. Any unauthorized use, disclosure or copying is strictly prohibited and may be unlawful.